Having bad credit can make it difficult to get approved for a credit card. But don’t worry – there are still some great options available to you.
In this article, we’ll recommend 5 of the best credit cards for bad credit. We’ll also provide information on how to rebuild your credit so that you can eventually qualify for better cards.
#5 Best Credit Cards for Bad Credit
Here, #5 best and native credit cards for bad credit:
- Discover It® Secured
- Citi® Secured Mastercard®
- Capital One® Secured Mastercard®
- Wells Fargo Secured Visa® Card
- USAA® Secured Card American Express® Card
1. Discover It® Secured
Looking for a credit card but have bad credit? You’re not alone. A lot of people find themselves in this situation, and it can be tough to find a card that’s right for you.
That’s why we’ve put together a list of the five best credit cards for bad credit. And the best part is that all of these cards come with some great features, like low interest rates and no annual fees.
So what are you waiting for? Check out our list and find the perfect card for you!
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2. Citi® Secured Mastercard®
If you’re looking for a credit card that will help you rebuild your credit, the Citi® Secured Mastercard® is a great option.
This card requires a security deposit of $200, which will be refunded to you once you close your account and stop using the card. And unlike some other secured cards, the Citi® Secured Mastercard® doesn’t have any annual fees.
So why choose the Citi® Secured Mastercard®? Because it’s a great way to start rebuilding your credit history. The card report activity to all three major credit bureaus, so you can start establishing a track record of on-time payments. And if you use the card responsibly, you may be able to upgrade to an unsecured card in as little as 18 months.
3. Capital One® Secured Mastercard®
If you’re looking for a credit card that’s designed for people with bad credit, the Capital One Secured MasterCard is a great option. It’s a secured card, which means you’ll need to put down a security deposit in order to get approved.
But the good news is that your deposit will be refunded to you once you close your account or upgrade to a better card. This card has a low annual fee and no foreign transaction fees, so it’s perfect for traveling. It also comes with a free credit monitoring service.
So if you’re looking for a way to rebuild your credit, the Capital One Secured Mastercard is a great option.
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4. Wells Fargo Secured Visa® Card
If you’re looking for a credit card that will help you rebuild your credit, the Wells Fargo Secured Visa® Card is a great option. It’s designed for people with bad credit, and it comes with a low annual fee.
Plus, the Wells Fargo Secured Visa® Card comes with some great features, like no foreign transaction fees and a rewards program. So if you’re looking to improve your credit score, the Wells Fargo Secured Visa® Card is a great choice.
5. USAA® Secured Card American Express® Card
If you’re looking for a credit card for bad credit, the USAA® Secured Card American Express® Card is a great choice. It’s designed for people who have had problems with credit in the past, and it can help you rebuild your credit rating.
The card has a low annual fee, and it also comes with some great features, like no foreign transaction fees and purchase protection. Plus, you can use it to earn rewards on your spending.
So if you’re looking for a card that can help you get back on track, the USAA® Secured Card American Express® Card is definitely worth considering.
Conclusion
You may have bad credit, but that doesn’t mean you can’t get a credit card. In fact, there are a number of great credit cards for bad credit available.
We’ve put together a list of the five best credit cards for bad credit. All of these cards come with low interest rates and no annual fees.
So, if you’re looking for a way to improve your credit rating, take a look at our list of the best credit cards for bad credit.